Key Services
Industries We Work With
Restaurants & Bars
Retail Stores
Auto Services
Salons & Spas
Health & Wellness
Hospitality & Lodging
Professional Services
Event Venues
E-Commerce
Our Solutions
What We Offer
Payment Processing
Our payment processing services deliver streamlined and safe transaction management, ensuring peace of mind for you and your customers with every purchase.
Online Delivery Platform
We offer a comprehensive solution tailored for your restaurant. By
partnering with us, you’ll receive a custom-branded website, iOS and Android apps for order management, complimentary social media ad placements and marketing resources, a tablet, a Bluetooth printer, an active QR code, and delivery fleet support—all at an affordable, competitive rate.
Cash Discount Program
Our cash discount program redefines business efficiency by cutting processing expenses and offering notable savings, while improving transaction affordability for your
customers.
About Us
Merchant Payment Solutions strives to empower small businesses with cutting-edge payment processing choices. Our aim is to foster business success through affordable solutions and outstanding assistance.
But we’re more than just a merchant services provider — we’re small business owners ourselves. We know firsthand how every dollar counts, how expensive payment processing can be, and how hard it is to find real people who care about your success.
That’s why we started this business: to give small business owners the kind of clear, honest support we always wished we had. We partner with innovative companies like PaybotX and Dylish to bring you services that are not only powerful — but personal.
Whether you're a family-owned shop, a growing restaurant, or a mobile business on the go, we’re here to help you thrive — not just process payments.
FAQ's
Q: What is the Cash Discount Program?
A: It’s a simple way for your business to offset the cost of credit card processing. A small service fee is added to all sales, but customers who pay with cash receive a discount — effectively avoiding the fee. This helps you keep more of your revenue without raising your prices.
Q: Is the Cash Discount Program legal?
A: Yes. When implemented properly (with the right signage and compliant technology), it is fully legal and falls within the guidelines of Visa, MasterCard, and major processors. PaybotX provides everything you need to stay compliant.
Q: Will my customers be upset about the fee?
A: Most customers understand and accept the small service fee — especially when it’s clearly communicated and they have the option to avoid it by paying with cash. Our included signage helps explain the program at the point of sale.
Q: How does it work?
A: You’ll receive a terminal from PaybotX that automatically adds a service fee for card transactions. If a customer pays with cash, the fee is removed and they pay the posted price. The system handles everything seamlessly.
Q: Do I have to change my prices?
A: No — your current posted prices become your cash prices. There's no need to adjust them manually. The terminal handles the discount for cash automatically.
Q: How fast can I get set up?
A: Most merchants are approved and up and running within 24–72 hours. We’ll walk you through every step of the process — quickly and painlessly.
Q: Are there any contracts or hidden fees?
A: No long-term contracts, no application fees, and no surprise charges — ever. We’ll always walk you through any costs up front, so you know exactly what to expect. While there may be a monthly software or service fee depending on your business type and features selected, there are no hidden fees, and we don’t charge anything to come out and personally help you set up your system.
Q: What types of credit cards can I accept with this program?
A: You can accept all major credit and debit cards, including Visa, MasterCard, American Express, Discover, and even rewards or business cards — all at the same low rate. There are no upcharges or surprises based on the card type, so you can take payments with confidence.
Get in Touch
Don't hesitate to contact us for any questions or to learn more about our payment processing services. Let's explore how we can assist your business.
Satisfaction Guaranteed
We’re committed to making credit card processing simple, transparent, and stress-free. Our fair and genuine approach keeps us focused on what matters most — helping your business succeed.
When you work with us, you can expect:
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No long-term contracts – stay because you want to, not because you're locked in
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Local support – no 1-800 numbers, you’ll talk to real people who know your name
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Fast approval – get up and running quickly — usually within 1 to 3 business days
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No application fees – we don’t believe in charging you just to get started
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Personal setup and guidance – we’ll walk you through everything step by step
We're not just a service provider — we're a partner who’s here to support you, start to finish. That’s our guarantee!